bonnie@kratosfinancial.com

Send me an email

(619) 787-4222

Call me

bonnie@kratosfinancial.com

Send me an email

(619) 787-4222

Call me

NEWSFLASH!

7 out of 10 Americans will suffer a stroke, coronary event or get invasive cancer and survive.

Are you financially prepared to maintain your lifestyle if that happens to you even if you have good health insurance?

It Won’t Happen To You? Are You Sure?

  • About every 34 seconds, someone in the United States has a heart attack.
  • On average, a stroke occurs every 40 seconds.
  • A new cancer is diagnosed every 30 seconds in the United States.
  • 7 out of 10 Americans will be diagnosed with a heart attack, stroke, or cancer before age 65.

Life Insurance with living benefits is the solution!

Below is an example of a young woman who was glad she had the new, more valuable type of life insurance that helped her and her family when she needed it the most. Life insurance she didn’t have to die to use! Young people need life insurance too.https://www.youtube.com/embed/L0nShRvARlQWatch this personal and moving story of a military Vet from San Diego that upgraded his old “death insurance” policy for the new kind of life insurance with additional benefit riders for critical, chronic, and terminal illness at no additional premium.

https://www.youtube.com/embed/_4Tc-F3_QwA

Watch this 23 minute educational webinar about life insurance with living benefits.

https://youtu.be/C4Ye-3MGlAk

Cancer Insurance in Phoenix, AZ

Protect Your Finances While You Focus on Healing

A cancer diagnosis is life-changing—not only emotionally, but financially. Even with a good health insurance plan, treatment costs, travel for care, and time away from work can create a heavy financial burden.

At Kratos Financial & Insurance Solutions, we help individuals and families in Phoenix, West Valley, and Surprise, AZ prepare for these challenges with cancer insurance—a supplemental policy designed to give you the resources you need during treatment and recovery.

Why Choose Term Insurance

What is Cancer Insurance?

Cancer insurance provides a lump-sum cash benefit or ongoing payments if you are diagnosed with cancer covered under your policy. This payout is made directly to you, not to medical providers, giving you the freedom to use it however you choose.

How Cancer Insurance Benefits You

The benefit can be used for:

  • Covering out-of-pocket medical expenses not covered by health insurance

  • Paying deductibles and co-pays

  • Covering travel and lodging for specialized treatment

  • Replacing lost income during time away from work

  • Funding in-home care or alternative therapies

  • Supporting everyday household expenses while you recover

Key Advantages of Cancer Insurance

  • Direct Payout to You – Use the benefit for any medical or personal expenses.

  • Complements Health Coverage – Helps bridge the gap left by traditional insurance.

  • Flexible Use – No restrictions on how funds are spent.

  • Peace of Mind – Focus on your health knowing your finances are protected.

Tailored Life Insurance

Take the first step toward financial peace of mind today!

Call us at

(619) 787-4222

Schedule your consultation

now to get started

Why Cancer Insurance Matters in Phoenix, AZ

Living in Arizona offers many benefits—beautiful weather, active communities, and a great quality of life—but it also calls for being prepared for life’s unexpected health challenges. Cancer insurance provides a financial safety net if you’re diagnosed, giving you the resources to cover medical costs, replace lost income, and focus on recovery while protecting your family’s financial future.

Terminal Illness Protection

Who Should Consider Cancer Insurance?

  • Families with a History of Cancer – Gain extra protection if your family history indicates higher risk.

  • Individuals with High Deductible Health Plans – Cover large out-of-pocket costs more easily.

  • Self-Employed Professionals – Protect your income while you focus on recovery.

  • Business Owners – Ensure both you and your key employees have coverage during a health crisis.

  • Anyone Seeking Extra Peace of Mind – Add a layer of financial protection against one of life’s most challenging diagnoses.

Why Cancer Insurance Matters in Phoenix, AZ

Arizona offers an active, outdoor lifestyle, but cancer can affect anyone—no matter their health or fitness level. Having cancer insurance ensures you’re financially prepared so you can focus on treatment, whether it’s at a local Phoenix hospital or a specialized care center out of state.

Terminal Illness Protection

Our Cancer Insurance Process

  1. Consultation – We discuss your needs, budget, and current health coverage.

  2. Plan Design – We tailor coverage amounts and benefits to your unique situation.

  3. Carrier Comparison – As independent advisors, we shop multiple providers for the best fit.

  4. Ongoing Support – We review your coverage regularly and make adjustments as needed.

Why Choose Kratos Financial in Phoenix, AZ?

  • Independent Advisors – Access to multiple carriers for more choices and better rates.

  • Local Market Understanding – We know the healthcare landscape and cost considerations in Arizona.

  • Education-Focused Approach – We make complex coverage options easy to understand.

  • Long-Term Relationship – We’re here to support you before, during, and after a claim.

Customized Insurance Solutions

Serving Phoenix, West Valley & Surprise, AZ

Whether you’re protecting yourself, your family, or your business, cancer insurance can provide the financial support you need during one of life’s most difficult challenges.

Take the Next Step

Don’t wait until a diagnosis to think about how you’ll cover expenses.
Contact Kratos Financial today to schedule your free consultation and explore your cancer insurance options.

Tailored Life Insurance

Cancer Insurance in Phoenix, AZ – Frequently Asked Questions

Cancer insurance provides a cash benefit if you are diagnosed with cancer covered under your policy. Depending on the plan, this benefit can be used for medical bills, deductibles, travel for treatment, in-home care, and even everyday living expenses.

Health insurance pays healthcare providers for covered services but may still leave you with high out-of-pocket costs. Cancer insurance pays you directly, giving you the flexibility to use the funds however you choose—whether for medical care or personal needs.

Yes. You can use the payout to cover mortgage payments, household bills, transportation, or any other expenses you face during treatment and recovery.

Cancer insurance can benefit:

  • Families with a history of cancer

  • Self-employed individuals or business owners

  • People with high-deductible health plans

  • Anyone looking for extra financial security during treatment

The right amount depends on your income, current health coverage, and the financial impact cancer could have on your household. We help determine a coverage amount that balances protection with affordability.

In many cases, benefits are paid soon after your claim is approved—often within days—so you can focus on treatment instead of financial stress.

Premiums vary based on your age, coverage amount, and health history. Many clients find it affordable, especially considering the potential financial strain a cancer diagnosis can create.

Contact Kratos Financial for a free consultation. We’ll review your needs, compare options from multiple carriers, and help you choose the right cancer insurance policy for your situation.

Act Now to Protect Your Future

Don’t wait until it’s too late. Secure your financial future with Kratos Financial & Insurance Solutions today.

Contact us today to schedule your complimentary consultation and start building your plan for a more secure future.

To get started on your path to financial peace of mind!

Call us at

(619) 787-4222

Schedule your consultation

now to get started