There is a 40k alternative, an IRS approved retirement savings plan that most advisors know nothing about, that has been called the Retirement Miracle by many experts.
Don’t YOU want to know what it is?
This retirement savings vehicle is not a qualified plan or an investment that goes inside one. It’s also not a Roth, annuity, or a common Life Insurance policy.
It is a permanent Life Insurance policy that allows its owners to tie accumulation values to a stock market index, without the risk of loss due to market decline that is all too common in most retirement savings vehicles.
Indexed universal Life Insurance (IUL) policies typically contain a minimum guaranteed fixed interest rate component along with the indexed account option. IUL’s give policyholders the security of fixed universal life insurance with the growth potential of a policy linked to indexed returns.
An IUL is an excellent product in which to save money now to produce a steady, tax-free cash flow later in retirement.
What is your tax rate? What kind of risk would you have to take to get the same return on your retirement savings to match that number?
The following are some of the advantages of using indexed universal life to save for retirement…
What would your financial picture look like today if you had never lost?